Winter is Marching on, where I live there are many more weeks of it left. No problem for me, we need to ski a few more times to make our passes worthwhile! Just a few quick notes on this month's goals. I have a Deep Dive into my fixed expenses coming.
The quick and dirty:
My fixed expenses/bills take 53% of my after-tax income
Savings are 16% of it.
Discretionary costs (includes groceries) are 31%
This month I will do a Deep Dive into the fixed expenses/bills and see what I can do there.
But right now, this month, I plan to save a bit more of that discretionary money. You see the savings of 16% goes all into registered accounts, which is great when those accounts are needed. But I want a larger pot of funds for bigger projects, and right now those funds are piddled away in discretionary.
As I've focussed the past 2 months on groceries/food I am confident that I can allocate $700 to that category this month. We have a few upcoming activities including a sports tournament involving travel, and March Break (no camp, yay!). So I'm doing up a B..U...D...G....E...T. for the next four weeks.
Groceries/Food $700
Babysitter (I have 2 work evenings) $75
March Break activities $150
Gas ( 2 fill ups) $100
Haircuts $100
Medical supplement $66
I will scour my calendar to see what more will be coming.
Watch this page for updates.... heh.
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